:root{--bg:#f8fafc;--surface:#fff;--soft:#eef4f8;--navy:#143a54;--navy2:#1d587b;--gold:#d8aa4d;--gold2:#efca7a;--text:#183448;--muted:#697d8c;--line:#dce6ed;--shadow:0 22px 60px rgba(20,58,84,.10);--radius:26px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,sans-serif;background:radial-gradient(circle at 85% 7%,rgba(216,170,77,.09),transparent 25%),linear-gradient(#fcfdfe,#f6f9fb 50%,#fbfcfd);color:var(--text);line-height:1.65}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.container{width:min(1160px,calc(100% - 40px));margin:auto}.section{padding:88px 0}.alt{background:#fff;border-block:1px solid var(--line)}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--navy2));color:var(--gold2);font-weight:900}.brand-text{display:flex;flex-direction:column;line-height:1.05}.brand-text strong{font:800 17px Manrope,sans-serif}.brand-text small{font-size:11px;color:var(--muted);margin-top:5px}.main-nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}.main-nav>a,.dropdown>a{color:#496577}.nav-cta{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#163247!important;padding:11px 16px;border-radius:14px}.dropdown{position:relative}.dropdown-menu{position:absolute;top:calc(100% + 14px);left:-12px;min-width:265px;background:#fff;border:1px solid var(--line);border-radius:17px;padding:9px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s}.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{opacity:1;visibility:visible;transform:none}.dropdown-menu a{display:block;padding:10px 12px;border-radius:10px;color:#4c6577}.dropdown-menu a:hover{background:#f1f6f9}.menu-toggle{display:none;border:0;background:transparent}.menu-toggle span{display:block;width:24px;height:2px;background:var(--text);margin:5px}.hero{padding:84px 0 90px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:68px;align-items:center}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.15em;font-weight:900;color:var(--gold);margin-bottom:14px}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.08;margin-top:0}h1{font-size:clamp(46px,6vw,76px);letter-spacing:-.055em;margin-bottom:25px}h1 span{color:var(--navy2)}h2{font-size:clamp(32px,4vw,49px);letter-spacing:-.04em}.hero-lead,.section-head p,.large-copy{color:var(--muted)}.hero-lead{font-size:19px;max-width:700px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:14px;font-weight:900;border:1px solid transparent;cursor:pointer}.btn-primary{background:linear-gradient(135deg,var(--navy),var(--navy2));color:white}.btn-secondary{background:#fff;border-color:var(--line);color:var(--navy)}.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#163247}.full{width:100%}.hero-trust{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:34px}.hero-trust div{border-left:3px solid rgba(216,170,77,.48);padding-left:14px}.hero-trust strong,.hero-trust span{display:block}.hero-trust span{font-size:12px;color:var(--muted)}.hero-card{position:relative;background:linear-gradient(#fff,#f4f8fb);border:1px solid var(--line);border-radius:32px;padding:28px;box-shadow:var(--shadow)}.hero-card:before{content:'NEXT →';position:absolute;right:20px;top:14px;color:rgba(20,58,84,.07);font:900 55px Manrope,sans-serif}.hero-card-top{display:flex;justify-content:space-between;position:relative;z-index:1}.mini-logo{width:42px;height:42px;border-radius:13px;background:var(--navy);color:var(--gold2);display:grid;place-items:center;font-weight:900}.status{font-size:11px;color:var(--muted)}.hero-card h3{font-size:28px;margin:32px 0 8px;position:relative}.hero-card>p{color:var(--muted)}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:18px}.choice-grid a{padding:16px;border:1px solid var(--line);border-radius:15px;background:#fff;font-weight:800}.choice-grid a:hover{border-color:#b9ccd8;box-shadow:0 8px 20px rgba(20,58,84,.07)}.trust-strip{background:var(--navy);color:#eef4f7;padding:15px 0}.trust-strip-inner{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;font-size:13px}.section-head{max-width:780px;margin-bottom:45px}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 12px 35px rgba(20,58,84,.05)}.service-card.featured{border-color:#dbc58f;background:linear-gradient(#fffdf9,#fff)}.service-icon{width:52px;height:52px;border-radius:16px;background:#eef4f8;display:grid;place-items:center;font-size:27px}.tag{display:inline-flex;margin-top:18px;padding:6px 10px;border-radius:999px;background:#f7edd6;color:#8a6521;font-size:10px;font-weight:900;text-transform:uppercase}.tag.muted{background:#eef3f6;color:#617687}.service-card p,.service-card li{color:var(--muted)}.service-card ul{padding-left:18px}.text-link{display:inline-block;margin-top:8px;color:var(--navy2);font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:68px}.benefit-list{display:grid;gap:14px}.benefit{display:grid;grid-template-columns:52px 1fr;gap:18px;padding:22px;border:1px solid var(--line);border-radius:20px;background:#fff}.benefit>span{color:var(--gold);font-weight:900}.benefit p{margin:0;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:28px;border-top:1px solid var(--line)}.step>span{width:42px;height:42px;border-radius:14px;background:#eef4f8;color:var(--navy);display:grid;place-items:center;font-weight:900}.step p{color:var(--muted)}.facebook-box{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.facebook-box p{color:var(--muted)}.facebook-badge{width:64px;height:64px;border-radius:18px;background:#1877f2;color:white;display:grid;place-items:center;font-weight:900;font-size:26px}.social-strip{display:flex;gap:10px;flex-wrap:wrap;margin-top:17px}.social-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:999px;border:1px solid var(--line);background:#fff;font-weight:800}.social-pill.fb:before{content:'f';width:24px;height:24px;border-radius:7px;background:#1877f2;color:#fff;display:grid;place-items:center}.social-pill.msg:before{content:'●';width:24px;height:24px;border-radius:7px;background:#6d67f5;color:#fff;display:grid;place-items:center}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px}.contact-list{display:grid;gap:10px;color:#526b7c}.contact-card{padding:30px;border:1px solid var(--line);border-radius:28px;background:linear-gradient(135deg,#f2f6f9,#fff)}.page-hero-mini,.detail-hero{padding:68px 0 48px;background:linear-gradient(#f9fbfd,#f1f6f9);border-bottom:1px solid var(--line)}.page-hero-mini h1,.detail-hero h1{font-size:clamp(42px,5vw,64px)}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--navy2);font-weight:800}.detail-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center}.detail-summary{background:#fff;border:1px solid var(--line);border-radius:26px;padding:26px;box-shadow:var(--shadow)}.detail-summary li{color:var(--muted)}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;align-items:start}.article-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:34px}.article-card h2{font-size:31px;margin-top:32px}.article-card h2:first-child{margin-top:0}.article-card p,.article-card li{color:#5f7484}.sidebar{position:sticky;top:102px;display:grid;gap:14px}.sidebar-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px}.sidebar-nav{display:grid;gap:8px}.sidebar-nav a{padding:10px 12px;border-radius:11px;background:#f3f7fa;color:var(--navy);font-weight:800;font-size:13px}.faq{display:grid;gap:10px}.faq details{border:1px solid var(--line);border-radius:15px;padding:0 17px}.faq summary{padding:15px 0;font-weight:800;cursor:pointer}.faq details p{padding-bottom:15px;margin-top:0}.cta-bar{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:32px;padding:23px;border:1px solid var(--line);border-radius:20px;background:linear-gradient(135deg,#eef4f8,#fff)}.cta-bar p{margin:0;color:var(--muted)}.knowledge-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-teaser{background:#fff;border:1px solid var(--line);border-radius:22px;padding:23px;display:flex;flex-direction:column;min-height:250px}.article-teaser .category{font-size:10px;font-weight:900;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}.article-teaser h3{font-size:22px;margin:13px 0 9px}.article-teaser p{color:var(--muted);font-size:14px;flex:1}.article-teaser a{color:var(--navy2);font-weight:900}.search-box{display:grid;grid-template-columns:1fr auto;gap:10px;max-width:650px;margin-top:22px}.search-box input{margin:0;background:#fff}.article-list-empty{display:none;color:var(--muted);padding:24px 0}.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px}.profile-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.profile-placeholder{aspect-ratio:4/5;border-radius:22px;background:linear-gradient(160deg,rgba(216,170,77,.22),transparent 42%),linear-gradient(145deg,#dce7ee,#f6f9fb);display:grid;place-items:center;text-align:center;color:#6a7d8b;padding:24px}.profile-placeholder strong{display:block;color:var(--navy);font-size:22px}.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:28px}.value-card{padding:19px;border:1px solid var(--line);border-radius:18px;background:#fff}.value-card p{font-size:14px;color:var(--muted);margin:0}.lead-modal-backdrop{position:fixed;inset:0;background:rgba(6,24,38,.54);display:none;place-items:center;padding:20px;z-index:100}.lead-modal-backdrop.open{display:grid}.lead-modal{width:min(620px,100%);max-height:90vh;overflow:auto;background:#fff;border-radius:26px;border:1px solid var(--line);box-shadow:var(--shadow);padding:26px}.lead-modal-head{display:flex;justify-content:space-between;gap:16px}.icon-btn{border:0;background:#eef3f6;width:40px;height:40px;border-radius:12px;font-size:20px}.lead-form{display:grid;gap:14px;margin-top:20px}.lead-form label{display:block;font-size:13px;font-weight:800}.lead-form input,.lead-form textarea{width:100%;margin-top:7px;padding:13px 14px;border:1px solid var(--line);border-radius:13px}.lead-form .field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.check{display:flex!important;gap:9px;align-items:flex-start}.check input{width:18px!important}.campaign-note{font-size:12px;color:var(--muted);background:#f5f8fa;border:1px solid var(--line);padding:12px;border-radius:12px}.form-status{font-size:13px;text-align:center;color:#2b846b;font-weight:800}.info-band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;border-radius:30px;padding:38px}.info-band p{color:#dce7ed}.hidden-note{font-size:13px;color:var(--muted)}footer{background:#103047;color:#dce6ed;padding:44px 0 24px}.footer-inner{display:flex;justify-content:space-between;gap:30px}.footer-links{display:flex;gap:16px;font-size:12px}.footer-inner p{font-size:12px;color:#9fb0bc}.legal-note{border-top:1px solid rgba(255,255,255,.1);margin-top:24px;padding-top:16px;font-size:11px;color:#8fa2b0}#appointmentSystem,[data-appointment-system]{display:none!important}
@media(max-width:900px){.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:70px;left:20px;right:20px;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);padding:14px;border-radius:18px;box-shadow:var(--shadow)}.main-nav.open{display:flex}.dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;display:none;box-shadow:none;border:0;padding-left:14px}.dropdown.open .dropdown-menu{display:block}.hero-grid,.split,.contact-grid,.detail-grid,.content-layout,.about-grid{grid-template-columns:1fr}.knowledge-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.sidebar{position:static}.facebook-box{grid-template-columns:1fr}}
@media(max-width:640px){.container{width:min(100% - 28px,1160px)}.section{padding:68px 0}h1{font-size:44px}.service-grid,.hero-trust,.values-grid,.lead-form .field-row,.knowledge-grid{grid-template-columns:1fr}.choice-grid{grid-template-columns:1fr}.cta-bar{flex-direction:column;align-items:flex-start}.search-box{grid-template-columns:1fr}.footer-inner{flex-direction:column}.footer-links{flex-wrap:wrap}}

/* Back to top */
.back-to-top{
  position:fixed;right:22px;bottom:22px;z-index:90;width:48px;height:48px;
  border:1px solid rgba(216,169,75,.45);border-radius:15px;
  background:linear-gradient(135deg,var(--navy),var(--navy-2));
  color:var(--gold-2);box-shadow:0 12px 28px rgba(16,50,75,.22);
  display:grid;place-items:center;font-size:20px;font-weight:900;
  opacity:0;visibility:hidden;transform:translateY(10px);
  transition:opacity .2s ease,transform .2s ease,visibility .2s ease
}
.back-to-top.visible{opacity:1;visibility:visible;transform:none}
.back-to-top:hover{transform:translateY(-2px)}
.back-to-top span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
@media(max-width:640px){.back-to-top{right:14px;bottom:14px;width:44px;height:44px;border-radius:14px}}

/* v2.3 conversion journey */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}
.process-step{position:relative;background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;min-height:205px}
.process-number{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:var(--gold-2);display:grid;place-items:center;font-weight:900;margin-bottom:18px}
.process-step h3{font-size:20px;margin-bottom:8px}.process-step p{font-size:14px;color:var(--muted);margin:0}
.trust-panel{display:grid;grid-template-columns:.72fr 1.28fr;gap:34px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:var(--shadow)}
.trust-photo{min-height:330px;border-radius:22px;background:linear-gradient(145deg,#dfeaf0,#f8fafb);display:grid;place-items:center;text-align:center;color:var(--muted);padding:25px}
.trust-photo strong{display:block;color:var(--navy);font-size:21px}
.trust-points{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0}
.trust-point{border:1px solid var(--line);border-radius:16px;padding:15px;background:#f9fbfc}
.trust-point strong{display:block;color:var(--navy);font-size:14px}.trust-point span{font-size:12px;color:var(--muted)}
.ai-preview{position:relative;overflow:hidden;background:linear-gradient(135deg,#0e3049,#174e70);color:#fff;border-radius:30px;padding:38px}
.ai-preview:after{content:"AI";position:absolute;right:-10px;bottom:-55px;font:900 150px/1 Manrope,sans-serif;color:rgba(255,255,255,.05)}
.ai-preview h2,.ai-preview h3{color:#fff}.ai-preview p{color:#d8e6ef;max-width:720px}
.ai-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:#f2cf82}
.ai-demo{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px}
.ai-chat{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:20px}
.ai-msg{padding:12px 14px;border-radius:14px;margin-bottom:10px;font-size:13px;max-width:90%}.ai-msg.bot{background:#fff;color:#24485f}.ai-msg.user{background:#d8a94b;color:#102f45;margin-left:auto}
.ai-preview .btn[aria-disabled="true"]{opacity:.65;cursor:not-allowed}
.topic-cta{margin-top:28px;padding:24px;border:1px solid var(--line);border-radius:22px;background:linear-gradient(135deg,#f4f8fa,#fff)}
.topic-cta h3{margin-bottom:6px}.topic-cta p{color:var(--muted);margin-bottom:16px}
.next-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:30px 0}
.next-step{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}.next-step b{display:block;color:var(--gold);font-size:12px;margin-bottom:8px}.next-step h3{font-size:19px;margin-bottom:6px}.next-step p{color:var(--muted);font-size:14px;margin:0}
@media(max-width:900px){.process-grid{grid-template-columns:1fr 1fr}.trust-panel,.ai-demo{grid-template-columns:1fr}}
@media(max-width:640px){.process-grid,.trust-points,.next-steps{grid-template-columns:1fr}.ai-preview{padding:26px}}

#appointmentSystem{display:none!important}

/* v2.4 visual polish */
:root{
  --soft-blue:#eaf3f7;
  --soft-gold:#fbf5e8;
  --ink:#102f45;
}
html{scroll-behavior:smooth}
body{background:#fbfcfd}
.site-header{backdrop-filter:saturate(140%) blur(12px);background:rgba(255,255,255,.91)}
.brand-mark{box-shadow:0 8px 22px rgba(15,48,72,.16)}
.hero{position:relative;overflow:hidden}
.hero:before{
  content:"";position:absolute;width:520px;height:520px;border-radius:50%;
  right:-220px;top:-180px;background:radial-gradient(circle,rgba(216,169,75,.14),rgba(216,169,75,0) 68%);pointer-events:none
}
.hero:after{
  content:"";position:absolute;width:440px;height:440px;border-radius:50%;
  left:-250px;bottom:-250px;background:radial-gradient(circle,rgba(80,151,188,.12),rgba(80,151,188,0) 68%);pointer-events:none
}
.hero .container{position:relative;z-index:1}
.hero h1{letter-spacing:-.045em;max-width:880px}
.hero-lead{font-size:clamp(17px,2vw,20px);line-height:1.7}
.hero-proof{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.proof-pill{display:inline-flex;align-items:center;gap:7px;padding:9px 12px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.76);font-size:12px;font-weight:800;color:#496577}
.proof-pill:before{content:"✓";color:var(--gold);font-weight:900}
.service-card{transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.service-card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(17,52,77,.12);border-color:#d3e0e7}
.service-icon{box-shadow:inset 0 0 0 1px rgba(255,255,255,.7)}
.section-head h2{letter-spacing:-.035em}
.detail-hero{position:relative;overflow:hidden}
.detail-hero:after{content:"";position:absolute;right:-180px;top:-180px;width:440px;height:440px;border-radius:50%;background:radial-gradient(circle,rgba(216,169,75,.13),transparent 70%)}
.detail-hero .container{position:relative;z-index:1}
.mobile-contact-bar{display:none}
.skip-link{position:fixed;left:14px;top:-80px;z-index:200;background:#fff;color:var(--navy);padding:10px 14px;border-radius:10px;box-shadow:var(--shadow);font-weight:800}
.skip-link:focus{top:14px}
:focus-visible{outline:3px solid rgba(216,169,75,.55);outline-offset:3px}
.footer-contact{display:flex;gap:14px;flex-wrap:wrap;margin-top:10px;font-size:13px}
.footer-contact a{color:#d9e7ef}
.brand-line{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.brand-mini{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--gold),#f1ca78);color:#12354d;display:grid;place-items:center;font-weight:900}
@media(max-width:760px){
  body{padding-bottom:70px}
  .mobile-contact-bar{
    position:fixed;display:grid;grid-template-columns:1fr 1fr;left:10px;right:10px;bottom:9px;z-index:95;
    background:rgba(13,45,67,.96);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:7px;box-shadow:0 16px 38px rgba(8,32,48,.28);backdrop-filter:blur(12px)
  }
  .mobile-contact-bar a{display:flex;align-items:center;justify-content:center;gap:7px;padding:11px 8px;border-radius:12px;color:#fff;font-size:12px;font-weight:900}
  .mobile-contact-bar a:last-child{background:linear-gradient(135deg,var(--gold),#efc66d);color:#17384f}
  .back-to-top{bottom:82px}
}

/* v2.5 landing page polish */
.article-card>h2{scroll-margin-top:105px}
.article-card>p{line-height:1.78}
.sidebar-card{position:relative}
@media(min-width:901px){.sidebar{position:sticky;top:105px;align-self:start}}

/* v2.7 homepage */
.home-hero{padding:88px 0 76px;background:linear-gradient(180deg,#f8fbfd 0%,#eef5f8 100%)}
.home-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center}
.gold-word{color:#c89536}.next-map{background:rgba(255,255,255,.8);border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow);backdrop-filter:blur(8px)}
.next-map-label{font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:12px}.next-map h3{font-size:25px}
.next-map-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:7px;margin:12px 0}.next-map-flow span{padding:9px 7px;border-radius:11px;background:#f1f6f8;text-align:center;font-size:11px;font-weight:800}.next-map-flow b{color:var(--gold)}
.next-map p{font-size:13px;color:var(--muted);margin:18px 0 0}.centered{text-align:center;max-width:850px;margin-left:auto;margin-right:auto}
.pillar-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}.pillar-card{position:relative;display:block;padding:26px;background:#fff;border:1px solid var(--line);border-radius:23px;min-height:260px;transition:.22s}.pillar-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.pillar-card.future{background:linear-gradient(145deg,#f4f7f9,#eef3f6);opacity:.8}.pillar-icon{font-size:30px}.pillar-kicker{position:absolute;right:20px;top:20px;font-size:10px;font-weight:900;color:var(--gold);letter-spacing:.1em}.pillar-card h3{font-size:24px;margin:20px 0 8px}.pillar-card p{color:var(--muted);font-size:14px;min-height:72px}.pillar-card strong{font-size:13px;color:var(--navy-2)}
.home-service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.home-service-card{display:grid;grid-template-columns:58px 1fr;gap:18px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:22px;transition:.2s}.home-service-card:hover{transform:translateY(-3px);box-shadow:0 15px 32px rgba(16,48,70,.09)}.home-service-card.featured{background:linear-gradient(135deg,#fff,#fbf6ea);border-color:#ead8ae}.home-service-card.wide{grid-column:1/-1}.home-service-icon{width:58px;height:58px;border-radius:17px;background:#edf4f7;display:grid;place-items:center;font-size:25px}.home-service-card small{font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);font-weight:900}.home-service-card h3{font-size:22px;margin:5px 0}.home-service-card p{color:var(--muted);font-size:13px;margin:0 0 12px}.home-service-card strong{font-size:13px}
.life-scenario{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.scenario-stack{display:grid;gap:10px}.scenario-stack div{display:flex;align-items:center;gap:16px;padding:17px 19px;border:1px solid var(--line);background:#fff;border-radius:16px}.scenario-stack b{color:var(--gold);font-size:11px}.scenario-stack span{font-weight:800}
.final-cta-box{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center;background:linear-gradient(135deg,#0d3048,#174e70);border-radius:30px;padding:40px;color:#fff}.final-cta-box h2{color:#fff;font-size:clamp(34px,4vw,52px)}.final-cta-box p{color:#d7e5ed;max-width:700px}.final-contact-actions{display:grid;gap:10px}.final-contact-actions>a:not(.btn){color:#fff;font-weight:700;font-size:13px;padding:8px}
@media(max-width:960px){.home-hero-grid,.life-scenario,.final-cta-box{grid-template-columns:1fr}.pillar-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.home-hero{padding:62px 0 52px}.pillar-grid,.home-service-grid{grid-template-columns:1fr}.home-service-card.wide{grid-column:auto}.next-map-flow{grid-template-columns:1fr auto 1fr}.next-map-flow span:last-child,.next-map-flow b:nth-of-type(2){display:none}.final-cta-box{padding:28px}}

/* v2.8 NEXT Assistant */
.assistant-hero{padding:70px 0 90px;background:linear-gradient(180deg,#f7fbfd,#edf5f8)}
.assistant-shell{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center}
.assistant-intro h1{font-size:clamp(42px,5vw,66px);letter-spacing:-.045em}
.assistant-intro>p{font-size:18px;line-height:1.7;color:var(--muted)}
.assistant-notice{margin-top:24px;padding:16px 18px;border:1px solid #e6d7b6;background:#fffaf0;border-radius:16px;font-size:12px;line-height:1.6;color:#667985}
.assistant-card{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:0 25px 60px rgba(14,49,72,.13);overflow:hidden;min-height:590px;display:flex;flex-direction:column}
.assistant-top{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;border-bottom:1px solid var(--line)}
.assistant-top>div{display:flex;align-items:center;gap:8px}.assistant-top small{color:var(--muted);font-size:10px}.assistant-top>span{font-size:11px;font-weight:900;color:var(--muted)}
.ai-dot{width:9px;height:9px;border-radius:50%;background:#d8a94b;box-shadow:0 0 0 5px rgba(216,169,75,.12)}
.assistant-progress{height:3px;background:#edf2f4}.assistant-progress span{display:block;height:100%;width:25%;background:linear-gradient(90deg,#c89536,#e5be69);transition:width .35s ease}
.assistant-conversation{padding:24px;display:flex;flex-direction:column;gap:14px;max-height:300px;overflow:auto}
.assistant-bubble{max-width:88%;animation:assistantIn .22s ease}.assistant-bubble span{display:block;font-size:9px;font-weight:900;letter-spacing:.1em;color:var(--gold);margin:0 0 5px 4px}.assistant-bubble p{margin:0;padding:13px 15px;border-radius:16px;font-size:13px;line-height:1.55}
.assistant-bubble.bot p{background:#eef5f8;color:#294b60;border-bottom-left-radius:5px}.assistant-bubble.user{align-self:flex-end}.assistant-bubble.user p{background:#123b57;color:#fff;border-bottom-right-radius:5px}
.assistant-choices{padding:4px 24px 24px;display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:auto}
.assistant-choice{appearance:none;border:1px solid var(--line);background:#fff;border-radius:14px;padding:13px;text-align:left;font:700 12px/1.35 inherit;color:#24485f;cursor:pointer;transition:.18s}.assistant-choice:hover{border-color:#d6b66f;background:#fffbf3;transform:translateY(-1px)}
.assistant-result{padding:0 24px 25px}.assistant-result-head{padding-top:5px}.assistant-result-head span{font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);font-weight:900}.assistant-result-head h2{font-size:25px;margin:4px 0 14px}
.assistant-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.assistant-summary div{background:#f4f8fa;border-radius:12px;padding:11px}.assistant-summary small{display:block;color:var(--muted);font-size:9px;margin-bottom:5px}.assistant-summary strong{font-size:11px;line-height:1.35}
.assistant-result h3{font-size:14px;margin:16px 0 8px}.assistant-tags{display:flex;flex-wrap:wrap;gap:7px}.assistant-tags span{padding:7px 10px;border-radius:999px;background:#fbf3df;color:#745a22;font-size:10px;font-weight:900}
.assistant-disclaimer{font-size:10px!important;color:var(--muted);margin-top:14px!important}.assistant-result .hero-actions{margin-top:14px}
@keyframes assistantIn{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:none}}
@media(max-width:900px){.assistant-shell{grid-template-columns:1fr}.assistant-card{min-height:560px}}
@media(max-width:600px){.assistant-hero{padding:50px 0 75px}.assistant-choices{grid-template-columns:1fr}.assistant-summary{grid-template-columns:1fr}.assistant-card{border-radius:22px}}

/* v2.9 live AI + savings */
.ai-live-card{min-height:590px}.assistant-live-conversation{flex:1;max-height:390px;min-height:300px}
.assistant-live-input{display:grid;grid-template-columns:1fr auto;gap:10px;padding:12px 20px 10px;border-top:1px solid var(--line)}
.assistant-live-input textarea{margin:0;resize:none;min-height:55px;background:#f9fbfc}
.assistant-live-input .btn{align-self:stretch}.assistant-live-tools{display:flex;justify-content:space-between;gap:12px;padding:0 20px 18px;flex-wrap:wrap}
.text-button{border:0;background:none;color:var(--navy-2);font-weight:800;font-size:11px;padding:6px 0}.text-button:hover{text-decoration:underline}
.assistant-live-status{color:#aebbc4;font-size:13px}.assistant-live-status.online{color:#27a276}
.guided-card{max-width:760px;margin:0 auto}.assistant-topic-grid .pillar-card{min-height:220px}.savings-grid{grid-template-columns:1fr 1fr;max-width:850px;margin-left:auto;margin-right:auto}
@media(max-width:640px){.assistant-live-input{grid-template-columns:1fr}.assistant-live-input .btn{min-height:46px}.savings-grid{grid-template-columns:1fr}}

/* =========================================================
   ALL IN Next v3.0 — geometric corporate redesign
   ========================================================= */
:root{
  --bg:#ffffff;
  --surface:#ffffff;
  --surface-soft:#f3f6f7;
  --navy:#0e3348;
  --navy-2:#164e68;
  --navy-3:#0a2737;
  --gold:#d4a23d;
  --gold-2:#efc66f;
  --gold-soft:#f7eed9;
  --text:#111111;
  --muted:#657681;
  --line:#dbe3e7;
  --shadow:0 16px 40px rgba(16,45,62,.12);
  --radius:10px;
}
body{
  background:#fff;
  color:var(--text);
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
h1,h2,h3{font-family:Manrope,Inter,sans-serif;color:#111}
.container{width:min(1240px,calc(100% - 48px));margin:0 auto}
.section{padding:110px 0}
.alt{background:#f6f7f8;border:0}

/* HEADER */
.site-header{
  position:sticky;top:0;z-index:50;
  background:#fff;
  border-bottom:1px solid #eceff1;
  backdrop-filter:none;
}
.site-header:before{
  content:"";display:block;position:absolute;top:0;left:0;right:0;height:5px;
  background:linear-gradient(90deg,var(--gold),var(--gold-2));
}
.nav-wrap{height:92px}
.brand-mark{
  width:52px;height:52px;border-radius:5px;
  background:var(--navy);
  color:var(--gold-2);
  border:0;
  box-shadow:none;
  font-size:17px;
}
.brand-text strong{font-size:20px;letter-spacing:.01em}
.brand-text small{font-size:10px;letter-spacing:.06em;text-transform:uppercase}
.main-nav{gap:30px;font-size:15px}
.main-nav a:not(.nav-cta){color:#5e6468}
.main-nav a:not(.nav-cta):hover{color:var(--navy)}
.nav-cta{
  border:2px solid var(--gold);
  background:#fff;
  color:var(--navy);
  border-radius:4px;
  padding:12px 20px;
}
.nav-cta:hover{background:var(--gold);color:#fff}

/* GEOMETRIC HERO */
.v3-hero{
  min-height:690px;
  display:grid;
  align-items:center;
  position:relative;
  overflow:hidden;
  background:#fff;
  padding:0;
}
.v3-hero-grid{
  display:grid;
  grid-template-columns:44% 56%;
  min-height:690px;
}
.v3-hero-visual{
  position:relative;
  overflow:hidden;
  background:
    linear-gradient(135deg,rgba(14,51,72,.14),rgba(212,162,61,.08)),
    linear-gradient(145deg,#dfe7ea,#f2f5f6);
}
.v3-hero-visual:before{
  content:"";position:absolute;right:-125px;top:-130px;width:310px;height:310px;
  background:#fff;transform:rotate(45deg);z-index:2;box-shadow:0 8px 30px rgba(0,0,0,.08)
}
.v3-hero-visual:after{
  content:"";position:absolute;left:-140px;bottom:-160px;width:300px;height:300px;
  background:#fff;transform:rotate(45deg);z-index:2
}
.v3-photo-placeholder{
  position:absolute;inset:0;
  display:grid;place-items:center;text-align:center;
  background:
    linear-gradient(180deg,rgba(14,51,72,.04),rgba(14,51,72,.08)),
    radial-gradient(circle at 40% 35%,#f6f7f7 0 12%,transparent 13%),
    linear-gradient(145deg,#e5ebee,#cbd7dd);
  color:#73838d;
  font-weight:700;
}
.v3-photo-placeholder span{
  background:rgba(255,255,255,.9);
  padding:12px 16px;
  border:1px solid #d9e1e5;
  border-radius:4px;
  font-size:12px;
}
.v3-hero-copy{
  display:flex;align-items:center;
  padding:70px 0 70px 90px;
  position:relative;
}
.v3-hero-copy:after{
  content:"";position:absolute;right:-90px;bottom:-110px;width:260px;height:110px;
  background:linear-gradient(135deg,transparent 0 35%,var(--gold) 36% 58%,transparent 59% 70%,var(--navy) 71%);
  opacity:.95
}
.v3-hero-inner{max-width:680px;position:relative;z-index:3}
.v3-kicker{
  color:var(--gold);
  text-transform:uppercase;
  font-size:12px;
  letter-spacing:.18em;
  font-weight:900;
  margin-bottom:20px;
}
.v3-hero h1{
  font-size:clamp(56px,6vw,92px);
  line-height:.98;
  letter-spacing:-.06em;
  margin:0 0 30px;
  color:#111;
}
.v3-hero h1 em{font-style:italic;color:var(--gold);font-weight:800}
.v3-hero p{
  font-size:22px;line-height:1.5;color:#20272b;font-weight:650;max-width:640px
}
.v3-hero .hero-actions{margin-top:34px}
.btn{
  border-radius:4px;
  padding:15px 26px;
  font-weight:900;
}
.btn-primary{
  background:var(--navy);
  color:#fff;
  box-shadow:none;
}
.btn-primary:hover{background:var(--navy-2)}
.btn-gold{
  background:transparent;
  border:2px solid var(--gold);
  color:var(--navy);
}
.btn-gold:hover{background:var(--gold);color:#fff}
.btn-secondary{
  border:2px solid #cfd7db;
  background:#fff;
  color:var(--navy);
}

/* TOP LABEL BAND */
.v3-band{
  background:var(--navy);
  color:#fff;
  padding:18px 0;
}
.v3-band .container{
  display:flex;justify-content:center;gap:28px;flex-wrap:wrap;
  text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:900
}
.v3-band b{color:var(--gold-2)}

/* BIG TYPOGRAPHY SECTIONS */
.v3-section-head{
  display:grid;
  grid-template-columns:180px 1fr;
  gap:36px;
  align-items:start;
  margin-bottom:56px;
}
.v3-index{
  font-size:13px;font-weight:900;letter-spacing:.12em;color:var(--gold);text-transform:uppercase;padding-top:8px
}
.v3-section-head h2{
  font-size:clamp(44px,5vw,72px);
  line-height:1.02;
  letter-spacing:-.055em;
  margin:0;
}
.v3-section-head h2 em{font-style:italic;color:var(--gold)}
.v3-section-head p{font-size:18px;color:var(--muted);max-width:760px;margin-top:18px}

/* SERVICE ROWS */
.v3-service-list{display:grid;border-top:1px solid #dfe5e8}
.v3-service-row{
  display:grid;
  grid-template-columns:90px 1.25fr 1fr 150px;
  gap:26px;
  align-items:center;
  padding:32px 0;
  border-bottom:1px solid #dfe5e8;
  transition:.2s;
}
.v3-service-row:hover{background:#fafbfb;padding-left:18px;padding-right:18px}
.v3-service-no{font-size:12px;font-weight:900;color:var(--gold)}
.v3-service-row h3{font-size:30px;margin:0}
.v3-service-row p{color:var(--muted);margin:0;font-size:14px}
.v3-service-row .arrow{font-size:22px;color:var(--navy);text-align:right;font-weight:900}
.v3-service-row.future{opacity:.55}

/* PHOTO + TEXT FEATURE */
.v3-feature{
  display:grid;
  grid-template-columns:1fr 1fr;
  min-height:560px;
  overflow:hidden;
}
.v3-feature-copy{
  background:#fff;
  padding:80px 80px 80px max(50px,calc((100vw - 1240px)/2));
  display:flex;align-items:center
}
.v3-feature-copy h2{
  font-size:clamp(48px,5vw,76px);
  line-height:1.02;letter-spacing:-.055em
}
.v3-feature-copy h2 em{color:var(--gold);font-style:italic}
.v3-feature-copy p{font-size:18px;color:var(--muted);max-width:620px}
.v3-feature-visual{
  position:relative;
  background:linear-gradient(145deg,#dde6ea,#c6d3d9);
  overflow:hidden
}
.v3-feature-visual:before{
  content:"";position:absolute;left:-120px;top:-120px;width:260px;height:260px;background:#fff;transform:rotate(45deg);z-index:2
}
.v3-feature-visual:after{
  content:"";position:absolute;right:-110px;bottom:-110px;width:220px;height:220px;background:var(--gold);transform:rotate(45deg);opacity:.95
}
.v3-feature-placeholder{position:absolute;inset:0;display:grid;place-items:center;color:#72838d;font-weight:800}

/* NEXT AI DARK BLOCK */
.v3-ai{
  background:var(--navy-3);
  color:#fff;
  position:relative;
  overflow:hidden;
}
.v3-ai:after{
  content:"NEXT";
  position:absolute;
  right:-30px;bottom:-75px;
  font:900 190px/1 Manrope,sans-serif;
  color:rgba(255,255,255,.04);
  letter-spacing:-.08em;
}
.v3-ai-grid{
  display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center
}
.v3-ai h2{color:#fff;font-size:clamp(48px,5vw,74px);line-height:1.02;letter-spacing:-.055em}
.v3-ai h2 em{color:var(--gold-2);font-style:italic}
.v3-ai p{color:#c5d3db;font-size:18px}
.v3-ai-preview{
  background:#fff;
  color:#111;
  border-radius:6px;
  padding:22px;
  box-shadow:0 25px 60px rgba(0,0,0,.25);
}
.v3-ai-preview .assistant-bubble.bot p{background:#eff4f6;color:#24485f}
.v3-ai-preview .assistant-bubble.user p{background:var(--navy);color:#fff}

/* CONTACT */
.v3-contact{
  background:#f5f6f7;
  position:relative;
}
.v3-contact:before{
  content:"";position:absolute;right:70px;bottom:0;width:210px;height:90px;
  background:linear-gradient(135deg,transparent 0 35%,var(--gold) 36% 60%,transparent 61% 72%,#424242 73%);
}
.v3-contact-box{
  display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end
}
.v3-contact h2{font-size:clamp(48px,5vw,74px);letter-spacing:-.055em;line-height:1}
.v3-contact h2 em{color:var(--gold);font-style:italic}
.v3-contact p{font-size:18px;color:var(--muted);max-width:740px}

/* DETAIL PAGES */
.detail-hero{
  background:#fff;
  border-bottom:1px solid #e5e9eb;
  padding:85px 0 65px;
}
.detail-hero .detail-grid{grid-template-columns:1.12fr .88fr;gap:70px}
.detail-hero h1{
  font-size:clamp(52px,5.5vw,80px)!important;
  line-height:1;
  letter-spacing:-.055em;
}
.detail-summary{
  border-radius:4px;
  background:#f5f7f8;
  box-shadow:none;
  border:0;
  position:relative;
  overflow:hidden;
}
.detail-summary:after{
  content:"";position:absolute;right:-55px;bottom:-55px;width:120px;height:120px;background:var(--gold);transform:rotate(45deg)
}
.article-card{
  border-radius:4px;
  box-shadow:none;
  border:0;
  background:#fff;
  padding:0;
}
.article-card h2{font-size:40px;letter-spacing:-.04em}
.sidebar-card{border-radius:4px;box-shadow:none}
.value-card,.process-step,.faq details,.topic-cta,.cta-bar{border-radius:4px}
.process-number{border-radius:3px}
.knowledge-grid .article-teaser{border-radius:4px}
.pillar-card{border-radius:4px}
.home-service-card{border-radius:4px}

/* FOOTER */
footer{background:#111;color:#fff}
.brand-mini{border-radius:3px}
.footer-links a{color:#d6dde0}

/* responsive */
@media(max-width:980px){
  .v3-hero-grid,.v3-feature,.v3-ai-grid{grid-template-columns:1fr}
  .v3-hero-visual{min-height:420px}
  .v3-hero-copy{padding:60px 36px}
  .v3-section-head{grid-template-columns:1fr;gap:10px}
  .v3-service-row{grid-template-columns:60px 1fr 90px}
  .v3-service-row p{display:none}
  .v3-feature-copy{padding:60px 36px}
  .v3-feature-visual{min-height:400px}
  .v3-contact-box{grid-template-columns:1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 28px,1240px)}
  .section{padding:78px 0}
  .nav-wrap{height:74px}
  .brand-mark{width:44px;height:44px}
  .v3-hero{min-height:auto}
  .v3-hero-grid{min-height:auto}
  .v3-hero-visual{min-height:330px}
  .v3-hero h1{font-size:50px}
  .v3-hero p{font-size:18px}
  .v3-hero-copy{padding:50px 22px 75px}
  .v3-service-row{grid-template-columns:48px 1fr 50px;padding:24px 0}
  .v3-service-row h3{font-size:23px}
  .v3-section-head h2{font-size:42px}
  .v3-ai h2,.v3-feature-copy h2,.v3-contact h2{font-size:43px}
}

/* =========================================================
   ALL IN Next v3.1 — header/footer polish + passive reviews
   ========================================================= */

/* Brand text styling */
.brand-text strong,
.brand .brand-name{
  display:inline-flex;
  align-items:baseline;
  gap:5px;
  font-weight:900;
  letter-spacing:-.02em;
}
.brand-allin{color:var(--navy)}
.brand-next{color:var(--gold)}
.brand-subtitle{
  display:block;
  margin-top:4px;
  color:#7b878e;
  font-size:9px;
  letter-spacing:.16em;
  text-transform:uppercase;
  font-weight:800;
}

/* Header alignment */
.nav-wrap{
  display:grid;
  grid-template-columns:auto 1fr auto;
  align-items:center;
  gap:24px;
}
.main-nav{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:28px;
  min-width:0;
}
.main-nav > a,
.main-nav > .dropdown{
  min-height:44px;
  display:flex;
  align-items:center;
  justify-content:center;
}
.dropdown > a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:6px;
  min-height:44px;
  line-height:1;
  white-space:nowrap;
}
.dropdown > a::after{
  content:"⌄";
  display:inline-block;
  font-size:12px;
  color:var(--gold);
  line-height:1;
  margin-top:-2px;
}
.dropdown > a{
  font-size:0;
}
.dropdown > a::before{
  content:attr(data-label);
  font-size:15px;
}
.nav-cta{
  min-width:166px;
  min-height:56px;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  gap:9px;
  white-space:nowrap;
  line-height:1.1;
}
.nav-cta .cta-arrow{
  color:var(--gold);
  font-size:17px;
  font-weight:900;
  transition:.2s ease;
}
.nav-cta:hover .cta-arrow{
  color:#fff;
  transform:translateX(3px);
}

/* Replace photo-heavy hero with graphic composition */
.v3-hero-grid{
  grid-template-columns:42% 58%;
}
.v3-hero-visual{
  background:
    linear-gradient(135deg, rgba(14,51,72,.98), rgba(22,78,104,.92));
  min-height:690px;
}
.v3-photo-placeholder{display:none!important}
.v3-hero-visual .hero-graphic{
  position:absolute;
  inset:0;
  overflow:hidden;
}
.hero-graphic .hg-word{
  position:absolute;
  left:8%;
  top:22%;
  font:900 clamp(70px,8vw,128px)/.88 Manrope, sans-serif;
  letter-spacing:-.08em;
  color:rgba(255,255,255,.055);
  text-transform:uppercase;
}
.hero-graphic .hg-next{
  position:absolute;
  left:13%;
  top:44%;
  font:900 clamp(52px,6vw,92px)/1 Manrope,sans-serif;
  letter-spacing:-.06em;
  color:var(--gold-2);
}
.hero-graphic .hg-line{
  position:absolute;
  width:240px;
  height:22px;
  background:var(--gold);
  transform:skewX(-42deg);
}
.hero-graphic .hg-line.one{left:12%;bottom:26%}
.hero-graphic .hg-line.two{left:32%;bottom:19%;background:rgba(255,255,255,.78)}
.hero-graphic .hg-square{
  position:absolute;
  width:150px;
  height:150px;
  right:12%;
  top:20%;
  border:2px solid rgba(255,255,255,.16);
  transform:rotate(45deg);
}
.hero-graphic .hg-circle{
  position:absolute;
  width:180px;
  height:180px;
  left:10%;
  top:18%;
  border-radius:50%;
  border:1px solid rgba(255,255,255,.12);
}
.v3-hero-visual:before,
.v3-hero-visual:after{
  background:#fff;
}

/* NEXT assistant CTA contrast */
.v3-ai .btn-gold,
.v3-ai .btn.btn-gold{
  background:var(--gold);
  border-color:var(--gold);
  color:var(--navy-3)!important;
  font-weight:900;
}
.v3-ai .btn-gold:hover{
  background:var(--gold-2);
  border-color:var(--gold-2);
  color:var(--navy-3)!important;
}

/* Contact details visibility and icons */
.final-contact-actions{
  display:grid;
  gap:12px;
}
.final-contact-actions > a:not(.btn){
  color:var(--navy)!important;
  font-weight:800;
  display:flex;
  align-items:center;
  gap:10px;
  padding:7px 0;
}
.contact-icon{
  width:28px;
  height:28px;
  display:inline-grid;
  place-items:center;
  flex:0 0 28px;
  color:var(--gold);
}
.contact-icon svg{
  width:20px;
  height:20px;
  display:block;
  stroke:currentColor;
  fill:none;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}

/* Footer redesigned to mirror header */
footer{
  background:#0e1113;
  padding:54px 0 28px;
}
.footer-inner{
  display:grid;
  grid-template-columns:1fr auto;
  gap:36px;
  align-items:start;
}
.footer-brand-wrap{
  display:flex;
  align-items:center;
  gap:14px;
}
.footer-logo{
  width:52px;
  height:52px;
  border-radius:5px;
  background:var(--navy);
  display:grid;
  place-items:center;
  color:var(--gold-2);
  font-weight:900;
  font-size:17px;
}
.footer-brand-name{
  display:flex;
  align-items:baseline;
  gap:5px;
  font:900 20px/1 Manrope,sans-serif;
}
.footer-brand-name .brand-allin{color:#fff}
.footer-brand-name .brand-next{color:var(--gold-2)}
.footer-brand-subtitle{
  display:block;
  margin-top:4px;
  color:#8d9ba3;
  font-size:9px;
  letter-spacing:.14em;
  text-transform:uppercase;
  font-weight:800;
}
.footer-contact{
  display:flex;
  flex-wrap:wrap;
  gap:18px 26px;
  margin-top:22px;
}
.footer-contact a{
  color:#dbe4e8!important;
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:13px;
  font-weight:700;
}
.footer-contact .contact-icon{
  width:24px;height:24px;flex-basis:24px;
}
.footer-contact .contact-icon svg{width:17px;height:17px}
.footer-links{
  align-self:start;
  padding-top:10px;
}
.footer-links a{color:#d9e0e4!important}
.legal-note{
  border-top:1px solid rgba(255,255,255,.1);
  margin-top:28px;
  padding-top:18px;
  color:#7f9098;
}

/* Passive review module */
#reviewsSection,
[data-reviews-section]{
  display:none!important;
}
.reviews-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.review-card{
  background:#fff;
  border:1px solid var(--line);
  padding:26px;
  border-radius:4px;
}
.review-quote{
  font-size:18px;
  line-height:1.55;
  color:#25343c;
}
.review-meta{
  margin-top:18px;
  font-size:12px;
  color:var(--muted);
}
.review-stars{
  color:var(--gold);
  letter-spacing:.08em;
  margin-bottom:12px;
}

/* Responsive */
@media(max-width:1100px){
  .nav-wrap{
    grid-template-columns:auto auto;
  }
  .main-nav{
    position:absolute;
    top:92px;
    left:24px;
    right:24px;
    background:#fff;
    border:1px solid var(--line);
    box-shadow:var(--shadow);
    flex-direction:column;
    align-items:stretch;
    gap:4px;
    padding:14px;
    display:none;
  }
  .main-nav.open{display:flex}
  .main-nav > a,
  .main-nav > .dropdown{
    justify-content:flex-start;
  }
  .dropdown > a{
    justify-content:flex-start;
  }
  .nav-cta{
    justify-self:end;
  }
}
@media(max-width:760px){
  .v3-hero-grid{grid-template-columns:1fr}
  .v3-hero-visual{min-height:330px}
  .v3-hero-copy{padding-top:52px}
  .footer-inner{grid-template-columns:1fr}
  .footer-links{padding-top:0}
}

/* =========================================================
   ALL IN Next v3.2 — header collision fix + emblem redesign
   ========================================================= */

/* New brand emblem */
.brand-symbol{
  width:52px;
  height:52px;
  flex:0 0 52px;
  display:grid;
  place-items:center;
  background:linear-gradient(145deg,#0d344a,#164e68);
  border-radius:6px;
  box-shadow:0 8px 22px rgba(13,52,74,.15);
}
.brand-symbol svg{
  width:38px;
  height:38px;
  overflow:visible;
}
.brand-symbol .logo-n{
  fill:none;
  stroke:#fff;
  stroke-width:4.2;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.brand-symbol .logo-arrow{
  fill:none;
  stroke:var(--gold-2);
  stroke-width:3.6;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.brand-symbol .logo-accent{
  fill:none;
  stroke:var(--gold-2);
  stroke-width:2.5;
  stroke-linecap:round;
  opacity:.95;
}
.brand:hover .brand-symbol{
  transform:translateY(-1px);
  box-shadow:0 10px 26px rgba(13,52,74,.20);
}
.brand-symbol{transition:.2s ease}

/* Header: keep everything centered and prevent overlap */
.site-header .container.nav-wrap{
  width:min(1420px,calc(100% - 36px));
  max-width:none;
}
.nav-wrap{
  display:flex;
  align-items:center;
  gap:24px;
  height:94px;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  flex:0 0 auto;
  min-width:196px;
}
.brand-text{
  min-width:0;
  white-space:nowrap;
}
.brand-text strong{
  line-height:1;
}
.main-nav{
  margin-left:auto;
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap:clamp(13px,1.25vw,25px);
  flex:1 1 auto;
  min-width:0;
  font-size:clamp(13px,.92vw,15px);
}
.main-nav > a,
.main-nav > .dropdown{
  flex:0 0 auto;
  min-height:50px;
  display:flex;
  align-items:center;
  justify-content:center;
}
.main-nav a{
  white-space:nowrap;
}
.dropdown > a::before{
  font-size:inherit;
}
.nav-cta{
  min-width:154px;
  min-height:52px;
  padding:12px 17px;
  margin-left:3px;
}
.menu-toggle{
  order:3;
  margin-left:auto;
}

/* At narrower desktop widths, compact before switching to mobile */
@media(max-width:1280px){
  .site-header .container.nav-wrap{
    width:min(100% - 28px,1280px);
  }
  .brand{min-width:174px}
  .brand-symbol{width:46px;height:46px;flex-basis:46px}
  .brand-symbol svg{width:34px;height:34px}
  .brand-text strong{font-size:17px}
  .brand-subtitle{font-size:8px}
  .main-nav{gap:12px;font-size:12.5px}
  .nav-cta{min-width:138px;padding:11px 13px}
}

/* Switch to burger before elements ever collide */
@media(max-width:1080px){
  .nav-wrap{
    display:flex;
    height:82px;
  }
  .menu-toggle{
    display:block;
  }
  .main-nav{
    position:absolute;
    top:82px;
    left:18px;
    right:18px;
    margin:0;
    display:none;
    flex-direction:column;
    align-items:stretch;
    justify-content:flex-start;
    gap:3px;
    padding:14px;
    background:#fff;
    border:1px solid var(--line);
    box-shadow:var(--shadow);
    z-index:70;
  }
  .main-nav.open{display:flex}
  .main-nav > a,
  .main-nav > .dropdown{
    min-height:44px;
    justify-content:flex-start;
    width:100%;
  }
  .dropdown{
    display:block!important;
  }
  .dropdown > a{
    justify-content:flex-start;
    width:100%;
  }
  .dropdown-menu{
    position:static;
    opacity:1;
    visibility:visible;
    transform:none;
    display:none;
    box-shadow:none;
    border:0;
    padding:2px 0 6px 16px;
  }
  .dropdown.open .dropdown-menu{display:block}
  .nav-cta{
    width:100%;
    min-width:0;
    justify-content:center!important;
    margin:6px 0 0;
  }
}

/* Footer uses the same emblem */
.footer-symbol{
  width:52px;
  height:52px;
  flex-basis:52px;
  background:linear-gradient(145deg,#0d344a,#164e68);
  box-shadow:none;
}

/* Old temporary boxes should never show */
.brand-mark,
.footer-logo{
  display:none!important;
}

/* =========================================================
   ALL IN Next v3.4 — supplied logo, unified assistant,
   no stock-photo placeholder, expanded knowledge base
   ========================================================= */

/* Robust dropdown labels */
.dropdown > a{font-size:inherit!important;display:inline-flex;align-items:center;justify-content:center;gap:7px;white-space:nowrap}
.dropdown > a::before{content:none!important;display:none!important}
.dropdown > a::after{content:"⌄";color:var(--gold);font-size:12px;line-height:1;font-weight:900;margin-top:-2px}

/* Supplied round logo in header/footer */
.brand-symbol-image{
  width:58px;height:58px;flex:0 0 58px;border-radius:50%;
  overflow:hidden;background:#061b31;padding:0;box-shadow:0 5px 18px rgba(5,35,55,.15);
}
.brand-symbol-image img{width:100%;height:100%;display:block;object-fit:cover}
.footer-symbol{width:58px;height:58px;flex-basis:58px;border-radius:50%;overflow:hidden}
.brand-symbol-image svg{display:none}

/* Graphic replacement for lifecycle photo placeholder */
.lifecycle-graphic{
  position:absolute;inset:0;padding:clamp(44px,6vw,96px);
  display:flex;flex-direction:column;justify-content:center;
  background:
    linear-gradient(135deg,rgba(14,51,72,.98),rgba(24,76,100,.94)),
    radial-gradient(circle at 80% 20%,rgba(221,166,55,.15),transparent 36%);
  color:#fff;overflow:hidden;
}
.lifecycle-graphic::after{
  content:"NEXT";position:absolute;right:-2%;bottom:-7%;
  font:900 clamp(100px,15vw,230px)/1 Manrope,sans-serif;
  color:rgba(255,255,255,.035);letter-spacing:-.08em;
}
.life-kicker{color:var(--gold-2);font-weight:900;letter-spacing:.18em;font-size:13px;margin-bottom:20px}
.life-title{font:700 clamp(36px,4.4vw,70px)/1.03 Manrope,sans-serif;letter-spacing:-.055em;max-width:700px}
.life-title strong{color:var(--gold-2);font-style:italic}
.life-flow{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:44px;font-weight:900;letter-spacing:.05em}
.life-flow span{border:1px solid rgba(255,255,255,.28);padding:12px 15px}
.life-flow b{color:var(--gold-2);font-size:22px}
.life-note{margin-top:26px;color:#cbd9df;max-width:580px;font-size:16px}

/* Guided assistant lives in same assistant panel/page */
.guided-mode-trigger{
  border:1px solid var(--gold);background:#fff;color:var(--navy);
  padding:12px 16px;font-weight:800;cursor:pointer;border-radius:4px;
}
.guided-mode-trigger:hover{background:#fff7e7}
.guided-mode-panel{padding:18px 20px 20px;background:#fff}
.guided-head{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:14px}
.guided-label{font-weight:900;color:var(--navy)}
.guided-head small{color:var(--muted)}
.guided-back{border:0;background:transparent;color:var(--navy);font-weight:800;cursor:pointer}
.guided-progress{height:5px;background:#e8eef1;border-radius:999px;overflow:hidden}
.guided-progress span{display:block;height:100%;width:20%;background:var(--gold);transition:.25s ease}
.guided-step-count{margin:10px 0;color:var(--muted);font-size:12px;font-weight:800}
.guided-question{font-size:20px;font-weight:800;color:var(--navy);margin:10px 0 16px}
.guided-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.guided-option{border:1px solid #d9e3e8;background:#f7fafb;padding:14px;text-align:left;font-weight:800;color:var(--navy);cursor:pointer;border-radius:4px}
.guided-option:hover{border-color:var(--gold);background:#fff9ec}
.guided-summary{background:#f2f7f9;padding:18px;border-left:4px solid var(--gold);line-height:1.55}

/* Knowledge base */
.knowledge-filters{display:flex;gap:9px;flex-wrap:wrap;margin-top:22px}
.knowledge-filter{border:1px solid #ccd8de;background:#fff;color:var(--navy);padding:9px 13px;font-weight:800;cursor:pointer;border-radius:999px}
.knowledge-filter.active,.knowledge-filter:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.knowledge-expanded{background:#fff}
.knowledge-section-head span{color:var(--gold);font-weight:900;letter-spacing:.15em;font-size:12px}
.knowledge-section-head h2{font-size:clamp(34px,4vw,58px);margin:10px 0 32px;letter-spacing:-.045em}
.knowledge-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.knowledge-card{border:1px solid var(--line);padding:25px;background:#fff;min-height:250px;display:flex;flex-direction:column}
.knowledge-cat{color:var(--gold);font-size:11px;letter-spacing:.12em;font-weight:900;margin-bottom:13px}
.knowledge-card h3{font-size:21px;line-height:1.2;margin:0 0 12px}
.knowledge-card p{color:var(--muted);line-height:1.55;margin:0 0 20px}
.knowledge-next{margin-top:auto;color:var(--navy);font-weight:900}

@media(max-width:1080px){
  .dropdown > a{justify-content:flex-start}
  .knowledge-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:700px){
  .brand-symbol-image{width:48px;height:48px;flex-basis:48px}
  .footer-symbol{width:50px;height:50px;flex-basis:50px}
  .guided-options,.knowledge-grid{grid-template-columns:1fr}
  .life-flow{gap:8px}
}

/* =========================================================
   ALL IN Next v3.5 — final logo + unified assistant
   ========================================================= */

/* Final supplied brand logo */
.brand-symbol-image,
.footer-symbol{
  border-radius:50%!important;
  overflow:hidden;
  background:transparent!important;
  padding:0!important;
}
.brand-symbol-image img,
.footer-symbol img{
  width:100%;
  height:100%;
  object-fit:cover;
  display:block;
}
.brand-symbol-image{
  width:58px!important;
  height:58px!important;
  flex:0 0 58px!important;
}
.footer-symbol{
  width:64px!important;
  height:64px!important;
  flex:0 0 64px!important;
}

/* Ensure dropdown text can never disappear */
.dropdown > a{
  font-size:inherit!important;
  display:inline-flex!important;
  align-items:center!important;
  gap:7px!important;
}
.dropdown > a::before{display:none!important;content:none!important}
.dropdown > a::after{
  content:"⌄"!important;
  color:var(--gold)!important;
  font-size:12px!important;
  line-height:1!important;
}

/* No stock-photo placeholder in lifecycle section */
.lifecycle-visual{
  background:linear-gradient(135deg,#0e3348,#164e68)!important;
}
.lifecycle-graphic{
  position:absolute;inset:0;
  padding:clamp(44px,6vw,90px);
  display:flex;
  flex-direction:column;
  justify-content:center;
  background:
    radial-gradient(circle at 80% 18%,rgba(239,198,111,.14),transparent 34%),
    linear-gradient(135deg,#0e3348,#164e68);
  color:#fff;
}
.lifecycle-graphic::after{
  content:"NEXT";
  position:absolute;
  right:-2%;
  bottom:-8%;
  font:900 clamp(105px,14vw,220px)/1 Manrope,sans-serif;
  color:rgba(255,255,255,.035);
  letter-spacing:-.08em;
}
.life-kicker{color:var(--gold-2);font-size:12px;letter-spacing:.17em;font-weight:900;margin-bottom:18px}
.life-title{font:700 clamp(40px,4.6vw,72px)/1.02 Manrope,sans-serif;letter-spacing:-.055em;position:relative;z-index:1}
.life-title strong{color:var(--gold-2);font-style:italic}
.life-flow{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:36px;position:relative;z-index:1}
.life-flow span{border:1px solid rgba(255,255,255,.28);padding:11px 14px;font-size:12px;font-weight:900;letter-spacing:.05em}
.life-flow b{color:var(--gold-2);font-size:20px}
.life-note{margin-top:22px;max-width:580px;color:#c9d7de;font-size:15px;line-height:1.6;position:relative;z-index:1}

/* Assistant: only one panel is visible */
#guidedAssistant{display:none!important}
.ai-live-card{position:relative}
.guided-mode-panel{
  flex:1;
  padding:24px;
  min-height:330px;
  background:#fff;
  overflow:auto;
}
.guided-mode-panel[hidden]{display:none!important}
.guided-head{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:16px}
.guided-label{font-weight:900;color:var(--navy)}
.guided-head small{color:var(--muted);margin-left:5px}
.guided-back{border:0;background:transparent;color:var(--navy);font-weight:800;cursor:pointer}
.guided-progress{height:5px;background:#e7edf0;border-radius:999px;overflow:hidden}
.guided-progress span{display:block;height:100%;width:20%;background:var(--gold);transition:width .25s}
.guided-step-count{font-size:11px;color:var(--muted);font-weight:900;margin:10px 0 18px}
.guided-question{font-size:21px;font-weight:900;color:var(--navy);margin-bottom:16px}
.guided-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.guided-option{
  border:1px solid #d7e1e6;
  background:#f7fafb;
  color:var(--navy);
  padding:14px;
  text-align:left;
  font:800 12px/1.35 inherit;
  cursor:pointer;
  border-radius:4px;
}
.guided-option:hover{border-color:var(--gold);background:#fff8e9}
.guided-summary{margin-top:10px;background:#f3f7f9;border-left:4px solid var(--gold);padding:18px;line-height:1.6}
.guided-mode-trigger{color:var(--navy)!important;font-weight:900!important}

/* Knowledge base toolbar */
.knowledge-toolbar{display:flex;justify-content:flex-end;margin:16px 0 24px}
.knowledge-filters{margin-bottom:8px}
.knowledge-card{transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.knowledge-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(16,48,70,.08);border-color:#cbd8de}

@media(max-width:700px){
  .guided-options{grid-template-columns:1fr}
  .brand-symbol-image{width:48px!important;height:48px!important;flex-basis:48px!important}
  .footer-symbol{width:56px!important;height:56px!important;flex-basis:56px!important}
}

/* =========================================================
   ALL IN Next v3.7 — stabilization / launch polish
   ========================================================= */
.longform p{font-size:16px;line-height:1.82;color:#42545f}
.longform h2{scroll-margin-top:110px;margin-top:44px}
.article-hero .detail-summary{align-self:start}
@media(max-width:1080px){
  .main-nav{max-height:calc(100vh - 100px);overflow:auto}
}
@media(max-width:760px){
  .btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center}
  .hero-actions{gap:10px}
  .hero-actions .btn{width:100%}
  .assistant-live-tools{gap:8px}
  .text-button,.guided-mode-trigger{min-height:42px;padding:10px 8px}
  .knowledge-filters{overflow-x:auto;flex-wrap:nowrap;padding-bottom:8px}
  .knowledge-filter{flex:0 0 auto}
  .footer-contact{display:grid;gap:10px}
  .footer-contact a{word-break:break-word}
  .final-contact-actions>a:not(.btn){word-break:break-word}
}
@media(max-width:430px){
  .brand-text small{display:none}
  .brand{min-width:0}
  .brand-text strong{font-size:15px}
  .v3-hero h1{font-size:44px}
}

/* v3.8 launch-ready fixes */
:focus-visible{
  outline:3px solid rgba(212,162,61,.68)!important;
  outline-offset:3px!important;
}
.email-inline{display:inline-flex;align-items:center;gap:8px;flex-wrap:wrap}
.copy-email{
  border:1px solid var(--line);
  background:#fff;
  color:var(--navy);
  border-radius:4px;
  padding:5px 8px;
  font-size:10px;
  font-weight:900;
  cursor:pointer;
}
.copy-email:hover{border-color:var(--gold);background:#fff8ea}
.trust-graphic{
  min-height:330px;
  background:
    radial-gradient(circle at 70% 30%,rgba(239,198,111,.14),transparent 28%),
    linear-gradient(135deg,#0e3348,#164e68)!important;
}
.trust-monogram{
  font:900 clamp(70px,8vw,120px)/1 Manrope,sans-serif;
  color:rgba(255,255,255,.14);
  letter-spacing:-.07em;
}
#leadModal[aria-hidden="true"]{pointer-events:none}